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Posts by Anviti Desai

Home » Archives for Anviti Desai
About Anviti Desai
Anviti is a personal finance and fintech journalist with over five years of hands-on experience writing about and reviewing credit cards, reward ecosystems, and banking products across India’s rapidly evolving financial landscape. Unlike many finance writers who rely solely on bank websites and press releases, Anviti actively holds and uses multiple credit cards across categories—cashback, travel miles, co-branded, fuel, rewards, and lifetime free. She personally tracks redemptions, fee waivers, reward devaluations, and benefit changes as they happen. Her insights are backed by real rupee calculations and practical usage, not broad estimates or marketing claims. Her work is driven by one clear goal: helping everyday Indian consumers cut through complex bank promotions to understand what a credit card is truly worth based on their unique spending patterns. She has researched and compared over 100 Indian credit cards across major issuers including HDFC, Axis, SBI, ICICI, Kotak, and other leading banks. Anviti is based in India and currently resides in the mountains, where she continues to track and analyze the country’s dynamic credit card ecosystem.
Amazon Pay ICICI Credit Card vs Flipkart Axis Bank Credit Card
Posted inComparison

Amazon Pay ICICI Credit Card vs Flipkart Axis Bank Credit Card: Which Is Better in 2026?

The Amazon Pay ICICI Credit Card is a lifetime-free co-branded credit card for Amazon Network issued by ICICI Bank on the Visa network, launched in partnership with Amazon India. The…
Posted by Anviti Desai March 16, 2026
FamX RuPay Card Review
Posted inBest For UPI

FamX RuPay Card Review 2026: Best Prepaid Card for Young India?

India's digital payment revolution has a new face for the next generation — the Fam X Card (formerly FamPay). Backed by Sequoia Capital and Y Combinator, and trusted by over…
Posted by Anviti Desai March 14, 2026
Cashback & Rewards Credit Cards in India 2026 ThriftRupee Annual Report
Posted inComparison Finance News

Cashback & Rewards Credit Cards in India 2026 | ThriftRupee Annual Report

2026 ANNUAL REPORT Best Cashback & Rewards Credit Cards in India Published March 2026  |  thriftrupee.com  |  India’s Trusted Finance Platform Executive Summary India’s credit card market is growing at…
Posted by Anviti Desai March 9, 2026
best-fuel-credit-cards-india-2026
Posted inBest For

10 Best Fuel Credit Cards in India 2026 | Cashback & Surcharge Waiver

India's fuel consumption continues to surge, with over 35 crore vehicles on roads and fuel prices fluctuating regularly. For frequent drivers, choosing the right fuel credit card can save thousands…
Posted by Anviti Desai March 9, 2026
SBI Cashback Credit Card vs HDFC Millennia Credit Card (2026)
Posted inEarn Money

SBI Cashback Credit Card vs HDFC Millennia Credit Card (2026)

The SBI Cashback Credit Card (issued by State Bank of India on the Visa network) and the HDFC Millennia Credit Card (issued by HDFC Bank on the Visa/Mastercard network or…
Posted by Anviti Desai March 4, 2026
Regalia Gold vs Diners Black 2026
Posted inBest For Comparison

Regalia Gold vs Diners Black 2026: Which HDFC Card Wins?

Imagine this: you're at an HDFC Bank branch or using HDFC mobile App online or scrolling through a comparison site, shortlisted between two premium cards — one costing ₹2,500/year and…
Posted by Anviti Desai March 2, 2026
Aye Finance IPO 2026 Date, Price, GMP, Lot Size & Review
Posted inIPO

Aye Finance IPO 2026: Date, Price, GMP, Lot Size & Review

Aye Finance Limited, a prominent non-banking financial company (NBFC) specializing in micro and small enterprise lending, is set to launch its much-anticipated Initial Public Offering (IPO) in February 2026. With…
Posted by Anviti Desai February 4, 2026
Fractal Analytics IPO Details
Posted inIPO

Fractal Analytics IPO Details Issue Price, GMP Rates, Lot Size Allotment Details

Fractal Analytics IPO: India's First AI Unicorn Goes Public A Comprehensive Analysis of the ₹2,834 Crore Public Issue Fractal Analytics Limited, India's pioneering artificial intelligence unicorn, is set to make…
Posted by Anviti Desai February 3, 2026
10 Best Rewards Credit Cards for Maximum Value
Posted inBest For

10 Best Rewards Credit Cards for Maximum Value (2026)

Are you leaving money on the table every time you swipe your credit card? In 2026, the average Indian rewards credit card user earns ₹15,000 annually in cash back and…
Posted by Anviti Desai January 29, 2026
Best Credit Card for Restaurants For Dining Out in India
Posted inBest For

Best Credit Card for Restaurants For Dining Out in India

Are you tired of missing out on rewards every time you dine out with your loved ones. ? Whether you're a foodie who explores new restaurants weekly or someone who…
Posted by Anviti Desai January 22, 2026

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Recent Posts

  • Amazon Pay ICICI Credit Card vs Flipkart Axis Bank Credit Card: Which Is Better in 2026?
  • FamX RuPay Card Review 2026: Best Prepaid Card for Young India?
  • Cashback & Rewards Credit Cards in India 2026 | ThriftRupee Annual Report
  • 10 Best Fuel Credit Cards in India 2026 | Cashback & Surcharge Waiver
  • SBI Cashback Credit Card vs HDFC Millennia Credit Card (2026)

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