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Posts by Anviti Desai

Home » Archives for Anviti Desai » Page 2
About Anviti Desai
Anviti is a personal finance and fintech journalist with over five years of hands-on experience writing about and reviewing credit cards, reward ecosystems, and banking products across India’s rapidly evolving financial landscape. Unlike many finance writers who rely solely on bank websites and press releases, Anviti actively holds and uses multiple credit cards across categories—cashback, travel miles, co-branded, fuel, rewards, and lifetime free. She personally tracks redemptions, fee waivers, reward devaluations, and benefit changes as they happen. Her insights are backed by real rupee calculations and practical usage, not broad estimates or marketing claims. Her work is driven by one clear goal: helping everyday Indian consumers cut through complex bank promotions to understand what a credit card is truly worth based on their unique spending patterns. She has researched and compared over 100 Indian credit cards across major issuers including HDFC, Axis, SBI, ICICI, Kotak, and other leading banks. Anviti is based in India and currently resides in the mountains, where she continues to track and analyze the country’s dynamic credit card ecosystem.
how credit card apr works
Posted inHow To

How Does Credit Card APR Work? Guide to Understanding Interest Rates

Understanding how credit card APR works can save you thousands of rupees in interest charges. Whether you're applying for your first credit card or managing multiple cards, knowing the ins…
Posted by Anviti Desai January 10, 2026
neft vs rtgs vs imps payment method
Posted inFinance News

NEFT vs RTGS vs IMPS: Which Bank Transfer Method Should You Use in India?

Why Understanding Digital Money Transfers Matters Remember the days when transferring money meant standing in long bank queues, filling out multiple forms, and waiting days for the transaction to complete?…
Posted by Anviti Desai January 9, 2026
12 Best Cashback Credit Cards in India 2026
Posted inBest For

12 Best Cashback Credit Cards in India 2026

Introduction: Why Cashback Credit Cards Are Your Smartest Financial Move in 2026 Did you know that Indian credit card users earned over ₹8,500 crores in rewards and cashback in 2024?…
Posted by Anviti Desai December 31, 2025
best neo banks in india
Posted inEarn Money

Top 12 Neo Banks in India: Complete 2026 Guide to Digital Banking

Are you tired of long bank queues, complicated paperwork, and banking services that feel stuck in the past? You're not alone. Millions of Indians are discovering that neo banks in…
Posted by Anviti Desai December 29, 2025
best Rupay Credit Card in India
Posted inBest For

15 Best RuPay Credit Cards in India 2026 [UPI + Rewards]

Did you know that over 40% of Indian credit card users now prefer cards with UPI integration? The best RuPay credit cards in 2025 are revolutionizing how Indians manage their…
Posted by Anviti Desai December 28, 2025
RBI Fake Loan App List 2026: Avoid Loan Scams
Posted inSave Money

RBI Fake Loan App List 2026: Avoid Loan Scams

Have you received a loan offer that seems too good to be true? You're not alone. The rise of digital lending has unfortunately opened doors for fraudsters creating fake loan…
Posted by Anviti Desai December 27, 2025
best RBI Approved loan app list
Posted inEarn Money

Best Legal Personal Loan Apps India 2026 | RBI Approved Instant Loans

Need quick cash for an emergency medical bill, unexpected repair, or urgent expense? You're not alone. Millions of Indians search for instant loan apps every month, but with countless options…
Posted by Anviti Desai December 26, 2025
groww launches growlite
Posted inFinance News

Groww Launches Emergency Backup Trading Portal After Industry-Wide Outages

Quick Summary: Groww introduces Groww Lite, a dedicated backup trading portal operating on separate infrastructure, ensuring traders can exit positions during platform outages. The move follows widespread disruptions from recent…
Posted by Anviti Desai December 24, 2025
best crypto exchange in india
Posted inEarn Money

Best Crypto Exchange in India 2026 – Buy BTC, ETH & Crypto

Are you struggling to find a trustworthy platform to start your cryptocurrency journey in India? With the crypto market booming and regulatory clarity improving, choosing the right exchange can make…
Posted by Anviti Desai December 24, 2025
best pay later apps
Posted inEarn Money

Best Buy Now Pay Later Apps India 2026 | RBI Approved Guide

Have you ever found yourself wanting to make a purchase but waiting for your salary to arrive? Or spotted a great deal online but don't want to use your credit…
Posted by Anviti Desai December 23, 2025

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