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Posts by Anviti Desai

Home » Archives for Anviti Desai » Page 3
About Anviti Desai
Anviti is a personal finance and fintech journalist with over five years of hands-on experience writing about and reviewing credit cards, reward ecosystems, and banking products across India’s rapidly evolving financial landscape. Unlike many finance writers who rely solely on bank websites and press releases, Anviti actively holds and uses multiple credit cards across categories—cashback, travel miles, co-branded, fuel, rewards, and lifetime free. She personally tracks redemptions, fee waivers, reward devaluations, and benefit changes as they happen. Her insights are backed by real rupee calculations and practical usage, not broad estimates or marketing claims. Her work is driven by one clear goal: helping everyday Indian consumers cut through complex bank promotions to understand what a credit card is truly worth based on their unique spending patterns. She has researched and compared over 100 Indian credit cards across major issuers including HDFC, Axis, SBI, ICICI, Kotak, and other leading banks. Anviti is based in India and currently resides in the mountains, where she continues to track and analyze the country’s dynamic credit card ecosystem.
Top 11 UPI Apps in India 2026
Posted inSave Money UPI

Top 11 UPI Apps in India 2026 | Expert Reviews & Rankings

Remember the days of carrying cash everywhere or writing checks for the smallest purchases? Those days are long gone. In 2026, India processes over 15 billion UPI transactions monthly, making…
Posted by Anviti Desai December 22, 2025
zerodha vs upstox vs groww
Posted inSave Money

Groww, Zerodha & Upstox: 2025 Charges + Features

When Indian investors search for groww vs zerodha, they usually want a clear answer on charges, usability, and long-term suitability. In 2025, Zerodha, Groww, and Upstox continue to dominate India’s…
Posted by Anviti Desai December 16, 2025
phonepe vs googlepe vs paytm
Posted inUPI

Google Pay, PhonePe or Paytm – Which UPI App Truly Wins in India?

It’s salary day, your EMI is due, the kirana store QR is blinking, and you instinctively open your UPI app. But which one should you rely on — Google Pay,…
Posted by Anviti Desai December 15, 2025
freelance in india
Posted inEarn Money

How to Start Freelancing in India: Complete Beginner Guide

How to start freelancing in India when you literally have zero skills? I get it—you're scrolling through Instagram, seeing people work from coffee shops or claiming they make six figures…
Posted by Anviti Desai December 11, 2025
13 Things to Check Before Choosing a Credit Card
Posted inSave Money

13 Things to Check Before Choosing a Credit Card

Choosing the right credit card in India can feel confusing because there are hundreds of options from major banks like HDFC Bank, SBI, ICICI Bank, Axis Bank, Kotak, IndusInd, and…
Posted by Anviti Desai December 8, 2025
How to Choose a Credit Card That Actually Fits Your Life
Posted inSave Money

How to Choose a Credit Card for the First Time in India

How to choose a credit card when every bank in India is bombarding you with offers? Open your email, and you'll see ads from HDFC, SBI, ICICI, Axis—everyone promising cashback,…
Posted by Anviti Desai December 6, 2025
Best Work From Home Without Investment
Posted inEarn Money

Best Work From Home Without Investment: Start Earning Today

Work from home without investment—if you've been searching for this phrase, you're probably tired of seeing "just pay ₹2,000 registration fee" nonsense. Here's the truth: legitimate remote jobs never ask…
Posted by Anviti Desai December 5, 2025
How to Save Money Fast on a Low Income (2026 Guide)
Posted inSave Money

How to Save Money Fast on a Low Income (2026 Guide)

How to save money fast on a low income seems impossible when you're earning ₹15,000 to ₹25,000 per month, right? Between rent, EMIs, family responsibilities, and the daily rising prices…
Posted by Anviti Desai December 3, 2025
Best Earning Apps in India Zero Investment Guide
Posted inEarn Money

Best Earning Apps in India (2026): Zero Investment Guide

Looking for earning apps in India that actually deposit money into your account? You're not alone. Last month, I watched my college-going neighbour make ₹3,200 from her phone—no investment, no…
Posted by Anviti Desai December 2, 2025
Best Side Hustle in India Start Earning Today
Posted inEarn Money

Best Side Hustle in India: Start Earning Today (2026)

Looking for the best side hustle in India that actually pays? You're not alone. With rent eating up half your salary and every scroll through Instagram reminding you that life's…
Posted by Anviti Desai November 29, 2025

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