Amazon Pay ICICI Bank Credit Card Check Benefits Apply Online

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Amazon Pay ICICI Bank Credit Card

ICICI Bank Visa

Joining Fee0

Annual Fee0

Renewal Fee0

Welcome Bonus: 2500 Rewards

Lounge Access: No

Fuel Surcharge: Yes

Apply Now

Minimum Income	NA
Credit Score	NA
Employment Type	Salaried Self-employed Business Student

No joining fee & lifetime free — Zero annual charges make it cost-effective.
High cashback rewards on Amazon
• 5% unlimited cashback for Prime members.
• 3% unlimited cashback for non-Prime members.
2% cashback on payments via Amazon Pay gateway/partners.
1% cashback on all other spends including offline transactions.
Fuel surcharge waiver at petrol pumps.

Best value only if you shop on Amazon — limited value if you rarely use Amazon.
Lower reward rate for non-Prime users (3%) vs Prime (5%).
No travel lounge access or premium card perks.
No direct statement credit redemption option — rewards convert only to Amazon Pay balance.
Basic benefits — no entertainment or lifestyle rewards compared with premium cards.

The Amazon Pay ICICI Bank Credit Card is one of India’s most popular co-branded cards for online shopping, especially if you frequently shop on Amazon. Designed with simplicity and savings in mind, this card combines high cashback rewards with zero annual fees, making it ideal for value-seeking users.

With this card, Prime members can earn up to a massive 5% unlimited cashback on Amazon purchases, while non-Prime users still enjoy a healthy 3% cashback — all of which gets credited directly as Amazon Pay balance. Outside Amazon, you also get 2% cashback via Amazon Pay partners and 1% on all other purchases, including in-store spending and utilities.

A standout feature is that the card is lifetime free, with no joining or annual charges, helping you maximize rewards without worrying about yearly costs. On top of that, the card offers fuel surcharge waivers and occasional lifestyle perks such as dining offers through partner programs.

However, the card’s value shines brightest for regular Amazon shoppers. If you rarely shop on Amazon, you may find fewer benefits compared to other cards that offer travel or premium perks. Also, rewards are credited only as Amazon Pay balance, so they’re most useful if you plan to spend them on the Amazon platform.

In summary, the Amazon Pay ICICI Bank Credit Card is an excellent cashback-focused option for everyday online shoppers — especially Amazon loyalists — offering simple rewards, zero fees, and easy redemption.

Check All Details And Apply Online

Next Read: Compare All Best Cashback Credit Cards

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Written by

Anviti Desai

Anviti is a personal finance and fintech journalist with over five years of hands-on experience writing about and reviewing credit cards, reward ecosystems, and banking products across India’s rapidly evolving financial landscape. Unlike many finance writers who rely solely on bank websites and press releases, Anviti actively holds and uses multiple credit cards across categories—cashback, travel miles, co-branded, fuel, rewards, and lifetime free. She personally tracks redemptions, fee waivers, reward devaluations, and benefit changes as they happen. Her insights are backed by real rupee calculations and practical usage, not broad estimates or marketing claims. Her work is driven by one clear goal: helping everyday Indian consumers cut through complex bank promotions to understand what a credit card is truly worth based on their unique spending patterns. She has researched and compared over 100 Indian credit cards across major issuers including HDFC, Axis, SBI, ICICI, Kotak, and other leading banks. Anviti is based in India and currently resides in the mountains, where she continues to track and analyze the country’s dynamic credit card ecosystem.

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Amazon Pay ICICI Bank Credit Card

Amazon Pay ICICI Bank Credit Card

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