Jupiter Edge CSB Bank RuPay Credit Car
CSB Bank RuPayWelcome Bonus: ₹250 voucher on first transaction
Lounge Access: Not applicable
Fuel Surcharge: Yes
| Minimum Income | ₹7,00,000 per annum (approx.) |
|---|---|
| Credit Score | 700+ |
| Employment Type | Salaried Self-employed Business |
2% cashback on one selected category (Shopping/Travel/Dining)
0.4% cashback on all other UPI and card spends
Category can be changed once every three months
UPI integration via Jupiter app
Instant virtual card issuance
Maximum monthly cashback of ₹3,000 (15,000 Jewels)
Flexible redemption (cash, digital gold, vouchers)
Can only accelerate one category at a time
No rewards on fuel, rent, utilities, government payments
No airport lounge access
Interest-free period only 13-47 days
Available exclusively through Jupiter app
The Jupiter Edge CSB Bank RuPay Credit Card is a digital-first offering designed for millennial and Gen-Z consumers who prefer app-based financial management. This lifetime free card allows users to strategically maximize rewards by selecting one accelerated category—Shopping, Travel, or Dining—to earn 2% cashback, while earning 0.4% on everything else. The flexibility to switch categories every three months based on spending patterns makes it adaptable to changing lifestyles.
See Also: Check Best Rupay Credit Card in India
What makes this card particularly user-friendly is its gamified Jupiter app interface, which provides real-time spending insights and instant reward crediting in the form of “Jewels.” While the redemption value might seem complex (5 Jewels = ₹1), the potential to earn up to ₹3,000 monthly cashback makes it attractive for focused spenders. The seamless UPI integration through the Jupiter app allows users to scan and pay at merchant QR codes using credit, combining convenience with rewards. Ideal for young professionals who want a no-cost entry into credit cards with meaningful rewards.