Millennia Credit Card
HDFC VisaWelcome Bonus: 0
Lounge Access: Yes
Fuel Surcharge: Yes
| Minimum Income | 35000 INR Monthly or 6 Lakh ITR for Business |
|---|---|
| Credit Score | No |
| Employment Type | Salaried Business |
₹1000 worth gift voucher on spends of ₹1 Lakh per calendar quarter
1% CashBack on other spend
Charging Annual Fee But Waive Off Over 1Lakh Spend
Dinner Club Most of Companies Not Accept Offline
HDFC Bank Millennia Credit Card is a high-value cashback credit card designed especially for millennials and frequent online shoppers. It offers up to 5% cashback on spends at popular brands like Amazon, Flipkart, Zomato, Swiggy, BookMyShow, Cult.fit, Tata CLiQ, Uber, Sony LIV and Myntra, helping you save more on everyday lifestyle purchases.
Cardholders also earn 1% cashback on all other eligible spends, including offline transactions, making every swipe rewarding. You receive a welcome benefit of bonus CashPoints on payment of the joining fee, giving you instant value right from the start. With quarterly milestone rewards, you can earn ₹1,000 worth of gift vouchers on spending ₹1,00,000 or more each quarter.
The card features a fuel surcharge waiver, easing your travel expenses, and up to 50 days interest-free credit period on purchases. You also get contactless payment capability for fast, secure transactions at retail outlets. Convenience features like Smart EMI conversion and robust mobile card management through the HDFC Bank app make spending and repayment seamless. Responsible use of the card can help you build a strong credit profile over time. With an easy fee waiver on annual charges upon meeting spend thresholds, the HDFC Bank Millennia Credit Card is a versatile and rewarding choice for everyday use.