When Indian investors search for groww vs zerodha, they usually want a clear answer on charges, usability, and long-term suitability. In 2025, Zerodha, Groww, and Upstox continue to dominate India’s discount brokerage space, but each platform serves a different type of investor.
This detailed comparison will help you understand zerodha vs groww 2025, how Upstox compares with Zerodha, and which broker offers the best value for your money.
Overview of Zerodha, Groww & Upstox
Before comparing charges and features, it’s important to understand how each broker positions itself in the Indian stock market. While Zerodha is known for professional trading tools, Groww focuses on simplicity, and Upstox sits somewhere in between.
Account Opening & AMC Charges (2025)
Charges are one of the biggest deciding factors in groww vs zerodha comparisons. While brokerage fees are mostly similar, account opening and annual maintenance charges (AMC) can significantly impact long-term investors.
| Charges | Zerodha | Groww | Upstox |
|---|---|---|---|
| Account Opening | ₹200 (One-time) | ₹0 | ₹0 |
| Demat AMC | ₹300/year | ₹0 | ₹300/year |
| Equity Delivery | ₹0 | ₹0 | ₹0 |
| Intraday | ₹20/order | ₹20/order | ₹20/order |
| F&O | ₹20/order | ₹20/order | ₹20/order |
Groww vs Zerodha Charges Calculator – Practical Cost Comparison
Many users search for groww vs zerodha charges calculator to understand how much they actually pay per trade. The reality is that brokerage charges are identical, but the overall cost differs due to AMC and platform usage.
| Trade Example | Zerodha | Groww | Upstox |
|---|---|---|---|
| Equity Delivery (₹50,000) | ₹0 | ₹0 | ₹0 |
| Intraday Trade (₹1 lakh) | ₹20 | ₹20 | ₹20 |
| Options Trade (1 lot) | ₹20 | ₹20 | ₹20 |
App Experience & Platform Usability
For most retail investors, the trading app experience matters more than small charge differences. In the zerodha vs groww 2025 debate, Groww clearly targets ease of use, while Zerodha and Upstox focus on functionality.
| Feature | Zerodha | Groww | Upstox |
|---|---|---|---|
| Mobile App | Kite | Groww App | Upstox Pro |
| Web Platform | Kite Web | Groww Web | Upstox Web |
| Ease of Use | Medium | Very Easy | Medium |
| Charting Tools | Advanced | Basic | Advanced |
| App Stability | Excellent | Good | Very Good |
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Investment Options Available on Each Platform
Another key difference in upstox vs zerodha and zerodha vs groww comparisons is the range of investment products offered. Long-term investors may prefer simplicity, while traders need more instruments.
| Investment Type | Zerodha | Groww | Upstox |
|---|---|---|---|
| Stocks | ✅ | ✅ | ✅ |
| Mutual Funds | ✅ | ✅ | ✅ |
| IPOs | ✅ | ✅ | ✅ |
| ETFs | ✅ | ✅ | ✅ |
| Bonds / G-Secs | ✅ | ❌ | ❌ |
| Commodities | ✅ | ❌ | ✅ |
Features Comparison: Zerodha vs Groww vs Upstox
Beyond charges, platform features play a major role in deciding the best broker in India. Zerodha clearly leads in advanced tools, while Groww focuses on essential investing features.
| Feature | Zerodha | Groww | Upstox |
|---|---|---|---|
| Advanced Order Types | ✅ | ❌ | ✅ |
| GTT Orders | ✅ | ❌ | ❌ |
| API for Algo Trading | ✅ | ❌ | ✅ |
| Margin Trading | Limited | ❌ | ✅ |
| Learning Resources | Varsity (Excellent) | Basic | Moderate |
Pros & Cons Comparison (2025)
To make the decision easier, here’s a quick pros and cons comparison of each broker based on real Indian user experience.
Zerodha Pros & Cons
| Pros | Cons |
|---|---|
| Best trading ecosystem | AMC applicable |
| Excellent charting & tools | Not beginner-friendly |
| Trusted market leader | No phone support |
Groww Pros & Cons
| Pros | Cons |
|---|---|
| Extremely beginner-friendly | Limited trading tools |
| Zero AMC | No commodities |
| Clean interface | Not for active traders |
Upstox Pros & Cons
| Pros | Cons |
|---|---|
| Good for intraday trading | AMC charged |
| Advanced features | UI slightly complex |
| API access | Support can be slow |
Customer Support Comparison
Customer support becomes critical during trading issues or onboarding problems. In groww vs zerodha, Zerodha’s ticket-based system is more structured, while Groww keeps things basic.
| Support Channel | Zerodha | Groww | Upstox |
|---|---|---|---|
| Email Support | ✅ | ✅ | ✅ |
| Chat Support | ✅ | Limited | ✅ |
| Phone Support | ❌ | ❌ | ❌ |
| Help Center Quality | Excellent | Good | Average |
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Which Broker Should You Choose? (Decision Table)
Choosing the right broker depends entirely on your investment goals, experience level, and trading frequency.
| Investor Type | Best Choice |
|---|---|
| Beginner | Groww |
| Long-term Investor | Groww / Zerodha |
| Active Trader | Zerodha |
| Options Trader | Zerodha / Upstox |
| Lowest Cost Focus | Groww |
| Algo Trader | Zerodha |
Final Verdict: Groww vs Zerodha vs Upstox
In 2025, Groww is best for beginners, Zerodha dominates for traders, and Upstox offers a balanced alternative. Instead of asking which is best overall, ask which broker fits your investing style—that’s where the real value lies.
FAQs – Groww vs Zerodha vs Upstox
1. Is Groww better than Zerodha for beginners?
Yes, Groww’s simple UI and zero AMC make it ideal for beginners.
2. Which broker is best in 2025 for trading?
Zerodha is best for advanced traders, followed by Upstox.
3. Are Zerodha and Groww safe?
Yes, all three are SEBI-registered and safe for Indian investors.
4. Does Groww charge brokerage?
Groww charges ₹20 per intraday/F&O order, same as Zerodha.
5. Which broker has the lowest charges overall?
Groww, due to zero AMC and free delivery trades.
