Saving Goal Planner
Plan how much to save monthly to reach your financial goal
₹5,00,000
₹10K₹5Cr
₹0
₹0₹1Cr
3 Years
1 Mo30 Yrs
7%
0%20%
Monthly Savings Needed
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Total You'll Save
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Interest Earned
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Goal Amount
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What is a Saving Goal Planner?
A Saving Goal Planner helps you work backwards from your financial target to figure out how much you need to save each month. Whether you're saving for a vacation, a new car, or a home down payment, this tool breaks it down into achievable monthly amounts.
Frequently Asked Questions
Where should I keep my savings?▾
For short-term goals (under 1 year), use a high-yield savings account or liquid mutual fund. For 1–3 years, consider RDs or short-term FDs. For 3+ years, equity mutual funds via SIP offer the best inflation-beating returns.
How much emergency fund should I have?▾
Financial experts recommend saving 3–6 months of living expenses as an emergency fund. Keep it liquid — in a savings account or liquid mutual fund — so you can access it quickly when needed.
What if I can't save the required monthly amount?▾
You have three options: increase your timeline, reduce the target amount, or find ways to increase your income. Even saving a smaller amount consistently is better than not saving at all.